Payment gateway for global merchants
Take the money.
Wherever it comes from.
Your customers want to pay the way they always pay. Aldgate Pay gives you one gateway for cards, wallets, bank transfers and local payment methods, so a sale in Amsterdam, Dubai or São Paulo feels as easy as one at home.
- One integration
- Tailored proposal
- A named contact
See it in 36 seconds
What Aldgate Pay does for your business
A short look at how one gateway replaces a patchwork of providers, and how we build your setup around the way you sell.
- 0:00Selling to the world, without the complexity
- 0:09One gateway for cards and local methods
- 0:15Integration, currencies and fraud screening
- 0:20Your business first, not a price list
Sound familiar?
The payment problems merchants tell us about
Most businesses come to us after a payment setup has started costing them sales. If any of these sound like your week, we can help.
Customers get to checkout, then leave because their usual way to pay isn't there.
How we fix itYour checkout shows the methods people in each country actually use, from iDEAL in the Netherlands to PIX in Brazil, alongside cards and wallets.
Every new country means another provider, another contract and another integration.
How we fix itOne integration and one agreement cover your markets. Adding a country becomes a settings change, not a project.
Our payment provider treats us like a ticket number. Nobody picks up the phone.
How we fix itEvery merchant has a named contact who knows the account, the history and the plans. You speak to the same person each time.
Reconciling payouts from different providers takes days every month.
How we fix itPayments from every method and market come together in consolidated settlement and reporting, so finance works from one set of numbers.
Who we help
Built for businesses that sell across borders
Whether you are taking your first orders from abroad or already trade in a dozen countries, we shape the setup around your model.
Ecommerce and fashion
Sell into Europe, the Gulf and beyond with local methods and prices shown in your customer's currency.
Payments for this sector →SaaS and subscriptions
Recurring billing that keeps customers subscribed, with fewer failed renewals and cleaner revenue reporting.
Payments for this sector →Digital goods and gaming
Instant, low value payments at scale, with the wallets and local methods players prefer in each region.
Payments for this sector →Marketplaces and platforms
Collect from buyers everywhere and keep settlement tidy as your seller network grows.
Payments for this sector →Travel and hospitality
Accept bookings from guests in any country, in the way they are used to paying at home.
Payments for this sector →Education and services
Course fees, memberships and professional services paid online, with clear records for every payment.
Payments for this sector →How it works
From first conversation to first payout
No card scheme applications, no separate acquirer contracts and no local entity needed in every market you sell to.
Tell us about you
Complete a short onboarding profile: what you sell, where your customers are, your volumes and how you want to connect.
Get your proposal
We come back with a tailored proposal built around your business, with every fee set out clearly before you sign.
Connect
Use our hosted checkout, a plugin or the API. Your named contact and our team guide you through testing and go live.
Get paid
Accept payments in every market you choose, with consolidated settlement and reporting across all methods.
What you get
Everything a growing merchant needs, in one place
The tools that normally come from four or five different suppliers, working together from day one.
One integration
Connect once and switch methods and markets on as you grow.
Multi currency
Show prices and take payment in your customer's own currency.
Fraud screening
Every payment checked before it is approved, tuned to your sector.
Recurring billing
Subscriptions and repeat payments handled without extra tools.
Branded checkout
A hosted checkout that carries your brand and works on any device.
Reporting
Clear dashboards and reconciliation across every method and market.
Chargeback support
Disputes flagged early, with help preparing the evidence.
Named contact
One person who knows your account, from onboarding onwards.
An example
What this looks like for a real business
Take a UK fashion brand that sells online and is seeing more orders arrive from Europe. Here is how an Aldgate Pay setup would typically come together.
UK fashion brand selling into Europe
Coverage
Local methods, not just international cards
In many markets a card only checkout turns away more customers than it converts. These are the methods that make the difference.
Europe
- iDEAL
- SEPA Direct Debit
- Bancontact
- Klarna
- Blik
- MB Way
- Trustly
Latin America
- PIX
- Boleto Bancário
- OXXO
- Yape
- PSE
- Mercado Pago
- Webpay
Asia Pacific
- UPI
- Alipay
- WeChat Pay
- GrabPay
- DANA
- PayNow
- Konbini
Middle East and Africa
- Mada
- Fawry
- Benefit
- KNET
- M-Pesa
- Airtel Money
- Ozow
Plus Visa, Mastercard and leading digital wallets. Availability depends on your market, sector and risk profile, and is confirmed in your proposal.
Payment method finder
Which payment methods do I need?
Pick the countries you sell to and see the methods shoppers there use most.
For your developers
An API your team can read
- REST API with idempotency keys and signed webhooks
- Hosted checkout, plugins, or full control with direct API calls
- Test keys and a sandbox to build and test safely
- 3D Secure 2 handled for you
# Create a payment curl https://api.aldgatepay.com/v1/payments \ -H "Authorization: Bearer $ALDGATE_KEY" \ -d '{ "amount": 4980, "currency": "EUR", "method": "ideal", "reference": "ord_8812", "return_url": "https://yourshop.com/thanks" }' # Response { "id": "pay_3nQ7f2Kx", "status": "pending", "redirect_url": "https://gate.aldgatepay.com/…" }
Pricing
Priced around your business, not a price list
Two merchants rarely have the same payment mix, so we don't publish a one size fits all tariff. Tell us how you trade and we will send a clear proposal built for you.
Your tailored proposal
Every proposal sets out, in plain language:
- Your transaction rates by payment method and market
- A one time setup fee
- Any monthly minimum, based on your processed volume
- Settlement currency and payout schedule
- Your named contact and support arrangements
What shapes your rate
The more we understand, the sharper the proposal.
Risk and compliance
The unglamorous part, handled properly
Fraud screening
Every transaction is scored before authorisation. Rules are tuned to your market and sector rather than a global default, so you block fraud without blocking good customers.
Chargeback management
Disputes are surfaced as soon as they arrive, with deadline tracking and help preparing your evidence.
Card data security
With the hosted checkout, card details never touch your servers. Payments run on the PCI DSS certified infrastructure of our licensed processing partner, which keeps your own compliance work much smaller.
Who is behind Aldgate Pay
Part of the Grant & Graham group
Aldgate Pay is operated by Aldgate Pay FZ-LLC in Dubai and backed by the Grant & Graham group, a senior management consultancy and interim leadership group operating since 2009. That means experienced people, long term thinking and a business that will still be here when you grow.
Start your onboarding
Tell us about your business
It takes about five minutes. There is no obligation, and we never send a generic price list.
- You complete the merchant application
- We review it and may ask a few questions
- You receive your tailored proposal
- On approval, your named contact helps you go live
Merchant application
Five short steps. Your progress is saved on this device as you go.
- 1 Business
- 2 Trading
- 3 Payments
- 4 Contact
- 5 Review
Application received
Thank you. Your merchant profile is with our onboarding team, and a copy of your reference is below.
AP-000000- 01We review your profile, usually within one business day
- 02Your named contact gets in touch with any questions
- 03You receive your tailored proposal
Prefer to talk first?
Request a call with our team
Tell us when suits you and what you would like to discuss. We will confirm a time by email, usually within one business day.
- A 20 minute conversation about your markets and payment mix
- Honest advice on the methods worth offering
- No obligation and no hard sell
Call request received
Thank you. We will email you shortly to confirm a time.
Common questions
What merchants ask us first
What is Aldgate Pay?
Aldgate Pay is a merchant payment gateway. It connects your online checkout to cards, digital wallets, bank transfers and local payment methods across more than 200 markets through a single integration. It is operated by Aldgate Pay FZ-LLC from One Central, Downtown Dubai, and is part of the Grant & Graham group, which has operated since 2009.
Which payment methods can I accept?
Visa and Mastercard, digital wallets such as Apple Pay, Google Pay, Alipay and WeChat Pay, bank transfer methods including iDEAL, SEPA Direct Debit, PIX and UPI, and cash voucher schemes such as Boleto, OXXO and Konbini. Availability depends on your markets and the risk profile of your business, and is confirmed in your proposal.
Why don't you publish your prices?
Because the right price depends on what you sell, where you sell it, your volumes and the methods you need. Rather than a generic tariff that fits nobody, we send each merchant a tailored proposal that sets out the setup fee, transaction rates and any monthly minimum clearly before anything is signed.
How long does it take to get started?
Once you send your merchant profile we review it and prepare your proposal. After approval, a hosted checkout can usually be live quickly, and a direct API integration typically takes a developer a few days. The main factor is how quickly company documents and ownership details can be supplied.
What do I need for onboarding?
Company details, your website, a description of what you sell, expected volumes, average transaction size, the countries you sell to and how you want to connect. During approval we will also ask for standard company and ownership documents.
Who will I deal with?
Every merchant has a named contact who knows the account. You won't be passed between departments or left waiting on a ticket queue.
Which countries can I sell to?
Our licensed processing partner reaches customers in more than 200 countries. Use the payment method finder to see the methods shoppers prefer in each market, and we will confirm availability for your business in your proposal.
Can I talk to someone before applying?
Yes. Request a call with your preferred days and times and we will confirm a slot by email, or write to pay@aldgatepay.com.
What businesses can't you support?
We cannot support illegal or high harm activity, and some sectors need extra review. Our acceptable use policy lists prohibited and restricted business types.
Do I need to be PCI compliant?
You still have PCI DSS obligations, but with the hosted checkout they are much smaller, because card details are captured on our processing partner's certified infrastructure rather than your own servers.
Where is Aldgate Pay based?
Aldgate Pay is operated by Aldgate Pay FZ-LLC, One Central, Downtown Dubai, United Arab Emirates (Dubai World Trade Centre Free Zone). It is part of the Grant & Graham group, whose parent company is Grant & Graham Holding OÜ, Narva mnt 4, Tallinn, Estonia. Merchant enquiries go to pay@aldgatepay.com.
Resources
Practical guides for selling across borders
Straightforward advice on payment methods, checkout conversion and expansion, written for busy business owners.
Local payment methods in Europe: which ones your checkout needs
A country by country guide to the local payment methods European shoppers expect at checkout.
Read the guide →Growth · 6 min readWhy customers abandon checkout, and how the right payment methods fix it
A practical checklist for turning abandoned checkouts into completed payments.
Read the guide →Expansion · 5 min readSelling from the UK into the EU: a payments checklist
A post Brexit payments checklist for UK brands selling to customers in the EU.
Read the guide →Payments that open doors.
Tell us where you want to sell and how your customers like to pay. We will show you exactly how Aldgate Pay can get you there.